Cashier's Checks, Money Orders or Postal Money Orders.Checks that are drawn or otherwise issued by the U.Checks that have previously been negotiated, submitted through this Service, or through a remote deposit capture service offered at any other financial institution.Checks with any endorsement on the back other than that specified in this Agreement.Checks payable on sight or payable through drafts.Checks prohibited by the Bank’s current procedures related to this Service or which are otherwise not acceptable under the Account Agreement governing your Bank account.Checks dated more than six (6) months prior to the date of deposit.

Checks not payable in United States currency.

Checks that are remotely created checks, as defined in the Account Agreement.

Checks drawn on a financial institution located outside the United States.

Checks previously converted to a substitute check, as defined in the Account Agreements, are “image replacement documents” that purport to be substitute checks.

Checks payable to two or more persons jointly, not alternatively, unless deposited into an account jointly owned by all payees.Checks containing an alteration to any of the fields on the front of the check, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn.Checks payable to any person or entity other than the owner(s) of the account into which the check is being deposited.Rebate checks with payable information outside of customary read area.Īdditionally, the terms and conditions for use of the mobile app prohibit its use to deposit any of the following:.Authorization is usually made over the telephone or through on-line communication. A remotely created check or dra t is generally created by a third party payee as authorized by the owner o the account on which the check or dra t is drawn.

Ledger-sized business checks (larger than customer checkbook size). A remotely created check or dra t is a check or dra t created by someone other than the person on whose account the check or dra t is drawn.The app is designed for consumer banking and, as such, the remote deposit feature can fail to capture:

Remotely created checks